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Frequently Asked Questions

Q: How much can i borrow?
A: Typically any amount from £3,000 to £100,000 depending on your circumstances.
 
Q: What can I use the loan for?
A: Our loans have no restrictions for purpose... holidays, home improvements, auto... we specialise in clearing your existing debts.
 
Q: Is my application confidential?
A: Every application is treated in the strictest confidence. We will not contact your employer or bank without your permission.
 
Q: What if I move house?
A: In certain circumstances your loan may be transferred to your new property, or simply clear the amount outstanding from your sale proceeds.
 
Q: How long can I spread the repayments?
A: Generally your loan may be repaid over any period between 3 and 25 years.
 
Q: Can I repay the loan earlier?
A: The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974.
 
Q: What if I am off sick or lose my job?
A: Our optional insurance schemes are available to cover your monthly payment if you are unable to work due to illness, redundancy or unemployment. Can you guarantee that it will not happen to you?
 
Q: What if I want to borrow more?
A: Just contact us, even if your existing loan is still being repaid.
 
If your query is not answered below, please send us an email


   
Self Employedself employed and looking for a loan
 Poor credit ratingpoor credit rating or bad credit rating
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 If any of these apply to you, don't worry!

We want to hear from you whatever your circumstances.

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OUR TYPICAL, VARIABLE RATE IS 11.2% APR . RATES RANGE FROM 7.4% APR to 27.60% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

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